Zip and LayBuy are payment methods which give you the freedom to buy now and pay later. They all offer interest free payment plans and have no sign up fees. You buy what you want today, and pay it off in installments.

How it works?

Step 1: At checkout, select Zip or LayBuy as your payment method.

Step 2: Follow the prompts to Sign Up for a new account. Subject to approval, receive a decision in seconds!

Step 3: You're done! We'll ship your order out as usual.

Step 4: Make repayments back to your Zip or LayBuy account accordingly.

What's their difference?

Account Limit	Up to $1,500	Up to $1,200
Interest Free Period	Always interest free	Always interest free
Set Up Fee	No set up fee	No set up fee
Minimum Repayments	$10/week	Your owing balance divided by 6
Payment Frequency	Weekly, fortnightly or monthly	Weekly
Account Fee	$6/month, waived if you have no balance	No account fee
Late Fee	$5, more info about Zip Pay late fees here	$10, more info about LayBuy late fees here
	Learn more about Zip	Learn more about LayBuy

Available on all GAMORY products including PS4, Xbox One, Nintendo Switch / 3DS, PlayStation VR (PSVR), consoles, games, headsets, controllers, gaming accessories and more!

Subject to change and the terms and conditions of Zip and LayBuy  respectively.